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Employee Bank Accounts Same

Marsha Galicia avatar
Written by Marsha Galicia
Updated yesterday

XBert Type: Standard
Accounting Software: Xero
Country Restriction: AU only
Risk Type: Payroll Risk
Business Function: Payroll

Overview

The "Employee Bank Accounts Same" XBert identifies situations where two employees have been assigned the same bank account in your payroll system. This could be an innocent oversight or a sign of data entry error, and may result in payment issues.

What it does

This XBert scans payroll records for any employees who:

  • Have identical bank account numbers

  • Have different employee IDs

  • Have different surnames

  • Do not share either surname in the account holder name

These checks help surface cases where a mistake may have been made during data entry or record setup.

How it works

After each data sync, XBert compares employee bank account details. If a shared account is found, and the names do not support a family relationship (e.g. shared surname), the alert is triggered.

This allows you to validate if the shared account is legitimate or needs correction.

Example/Use Case

Billy and Sally both start working at ACME Industries. The payroll admin, John, enters Billy’s details correctly. When adding Sally’s record, he accidentally copies Billy’s bank account number instead of entering Sally’s.

A few weeks later, Sally notices she hasn’t been paid. The issue is traced back to the error, requiring payroll adjustments and a manual correction. Had this XBert alert been reviewed earlier, the issue would have been caught before causing disruption.

In contrast, John and his wife Sue both work at Norco Bikes and share a joint bank account. In this case, the alert is valid but not an error.

Accounting software

Xero

Which countries it supports

Australia only.

Processes

This XBert is part of the Payroll Services category.

To resolve:

  • Confirm that the bank account details are accurate for each employee

  • If the shared bank account is intentional (e.g. family members), you can safely file the XBert

  • If incorrect, update the employee records with the correct banking information to avoid missed or misdirected payments

By monitoring for shared bank accounts, this XBert helps prevent payroll errors and ensures employees receive their payments correctly and on time.

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