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Bank Statement Line Missing

Marsha Galicia avatar
Written by Marsha Galicia
Updated yesterday

XBert Type: Standard
Accounting Software: Xero, MYOB
Country Restriction: All regions
Risk Type: Fraud Risk
Business Function: Banking

Overview

The "Bank Statement Line Missing" XBert identifies deleted bank statement lines from your accounting software. While some deletions may be legitimate (e.g. duplicate uploads), others could indicate fraud or improper data handling.

This alert helps protect the integrity of your bank data, ensuring the actual financial activity matches your records.

What it does

XBert compares historical bank statement data with each new synchronisation.

  • If statement lines previously seen are missing in the latest sync

  • And the deleted lines are within the last 2 years

  • XBert triggers this alert for manual review

There is no automatic resolution. These alerts must be filed or investigated manually.

How it works

  • XBert stores a copy of all previously synchronised bank statement lines

  • Each time your data is updated, XBert checks whether any previously stored lines have been deleted

  • If lines are missing, XBert raises this as a potential risk

Deleting bank statement lines can affect the account’s reconciliation status and overall financial accuracy.

Example/Use Case

Bill, an employee with accounting access, uses the company debit card to make unauthorised personal purchases. He deletes the related bank statement lines from the software so the transactions appear to disappear.

Although the money has left the company account, the accounting software no longer shows any record of the spend. Without a thorough reconciliation or review, these losses may go undetected.

Accounting software

Xero, MYOB

Which countries it supports

All supported countries.

Processes

This XBert is part of the Bookkeeping – Banking category.

When reviewing this alert:

  • Cross-check the deleted statement lines with external bank statements

  • Investigate who made the deletions and why

  • Ensure the deletions were due to legitimate duplication or import errors

  • If the deletion was inappropriate, re-import the correct data and investigate potential fraud or staff misuse

Keeping a close eye on deleted bank transactions is crucial for maintaining accurate financial records and preventing fraudulent activity.

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